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Student Budget Calculator
Work out exactly what you can afford each month at university. Enter your maintenance loan, any income, and your typical costs to see how much you have left for fun or savings.
Your Income
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Monthly Expenses
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Your Student Budget
Monthly Income
£1508
Monthly Expenses
£975
Weekly Spending Money
£123
Annual Surplus
£4799
You're in the Green
After all expenses, you have £533 left each month. That is roughly £123 per week for extras or savings.
Student Money-Saving Tips
- •Get a 16-25 Railcard (£30/year) for 1/3 off train travel. Add it to your Oyster card if you are in London.
- •Use UNiDAYS and Student Beans for discounts on everything from ASOS to Apple.
- •Meal prep on Sundays. Batch cooking saves £40-60 per month vs daily buying.
- •Get a student bank account with a 0% overdraft (Santander offers up to £2,000). Do not rely on it, but it is a safety net.
- •Apply for university bursaries and hardship funds. Many go unclaimed every year.
- •Buy second-hand textbooks or use the library. Never pay full price for a textbook.
This calculator provides estimates only. Maintenance loan amounts depend on household income and where you study. Check Student Finance England for exact figures.