Inflation Calculator
We built this because most people don't realise how much purchasing power they lose just by holding cash. See what your money will really be worth in the future — and what it was worth in the past.
Last updated: May 2026 · By The NexoraOS Team
Your Numbers
You'd Need
£134.39
in 10 years to buy the same things
Your £100 Will Feel Like
£74.41
in today's purchasing power
Purchasing Power Lost
25.6%
£25.59 gone
Erosion Over Time
Shows what your £100 buys in today's terms at 3% annual inflation
Historical Context
At the UK's long-term average inflation rate of around 3%, £100 from 10 years ago would need to be £134 today to have the same purchasing power. That means your cash savings lost about 26% of their real value over a decade — without you spending a penny.
This is why holding large amounts of cash long-term (beyond an emergency fund) means silently losing money. Consider ISAs, index funds, or other inflation-beating options.
This tool is for guidance only. Not financial advice.