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Know What You Can
Actually Afford

Person checking budget on phone

Enter your income and fixed costs. Get an honest number for what you can safely spend each day, week, and month — with a 20% savings buffer built in.

1

Monthly Take-Home Pay

£

After tax, national insurance, and pension contributions

2

Fixed Monthly Costs

Total: £1,535
£
£
£
£
£
£
£
£
£
£
3

Your Safe Spending Budget

Per Day

£25.73

Per Week

£178.29

Per Month

£772.00

Income Breakdown
Costs
Safe to Spend
Fixed Costs: £1,535 (61%) Savings (20%): £193 Spendable: £772
4

Can I Afford This?

£
Enter the cost of something you want to buy
5

More Financial Tools

This tool is for guidance only. It does not constitute financial advice. Always consult a qualified financial adviser for important financial decisions.

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