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50/30/20 Budget Rule
We built this because the 50/30/20 rule is the simplest budgeting framework that actually works. Enter your take-home pay and see exactly how much goes to needs, wants, and savings.
Last updated: May 2026 · By The NexoraOS Team
Monthly Take-Home Pay
£
Customise Your Split
Rent, bills, food, transport
Entertainment, dining, hobbies
Emergency fund, investments, ISA
Needs (50%)
£1250.00
per month
Wants (30%)
£750.00
per month
Savings (20%)
£500.00
per month
Your Budget Split
Needs Wants Savings
Annual Breakdown
Needs
£15,000
Wants
£9,000
Savings
£6,000
R
Smart Budgeting Starts with Smart Banking
Revolut auto-categorises your spending so you can actually stick to 50/30/20. Set up Vaults for savings goals.
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