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Credit Card Cost Calculator

See the true cost of your credit card debt. Enter your balance, APR, and what you pay each month to find out how long it will take to pay off and how much interest you will pay.

Your Credit Card

£
£

Results

Time to Pay Off

3y 9m

Total Interest

£1,495.50

Total Paid

£4,495.50

Interest Ratio

50%

of original balance

What you will pay

Balance
Interest

Tip: Pay More, Save More

Increasing your payment by just £20 per month could save you hundreds in interest. Try adjusting the monthly payment above to see the difference.

This tool is for guidance only. It does not constitute financial advice.